WARNINGS: You may have to pay charges if you pay off a fixed-rate loan early.
If you re-mortgage, the new loan may take longer to pay off than your previous loans. This means you may pay more than if you paid over a shorter term.
The cost of your monthly repayments may increase. If you do not keep up your repayments you may lose your home.
On interest-only loans, the entire amount that you have borrowed will still be outstanding at the end of the interest-only period.