Interest rates are rising again, meaning that if your mortgage is on a variable rate, your monthly repayments will go up. Inflation is rising generally, the cost of fuel and electricity rising particularly sharply. Now, more than ever, it's important to review all your outgoings to make sure that you're not being overcharged for any of them.
If so, you may be paying too much for it, especially if you bought the policy directly from the insurance company or from your bank. Why? Because insurance companies and banks can only sell you the products of one company, which is not usually the best price.
If you're getting a mortgage to buy a home, you must have Mortgage Protection life cover. Don't take the first quote you're offered. Shop around. A lender can't force you to take their preferred Mortgage Protection product and there's no advantage to you in doing so. Quite the opposite, in some cases. Click on the Request a Quote button below. No hard sell. No obligation.
Yes! If we can arrange a cheaper policy for you with the same cover, you just send the new policy document to the lender and cancel the original one.
If we can get you a better Mortgage Protection policy than you had, unlike other channels we don't just send you out a long blank application form to complete (unless you want us to!) Instead we can make an appointment with you for a video meeting to go through your application with you in person and answer any questions you might have. We have electronic links with all the insurance companies in our office and can submit your application on the spot, rather than sending in a paper application form to be input by the insurance company. We then send you a transcript of the questions you answered, just requiring your signature.
We're not in the business of the "hard-sell" and have built up a reputation over nearly 25 years of honest, straight-talking advice. So here's the promise. Click on the button below to request a quote. If we can beat the price you're currently paying for your Mortgage Protection, we'll give you our best quote and hope that you'll avail of it to save yourself some money each month. If we can't beat what you already have, we'll let you know and you can rest assured that you've already bagged yourself a good deal. Either way, we won't pester you - we'll give you the information and leave you to it to make up your mind.