SELF-ADMINISTERED PENSIONS

Self-administered pension plans are suitable for people who want to have complete control over how their pension fund is invested, with complete transparency.  Instead of investing in a traditional Managed Fund, where the investment decisions are made by the fund manager, you can choose some or all of the investments.  

For example, you can invest in shares, ETFs, cash deposits, property, even physical gold.  Income from your investments (rental income from property, dividend income from shares etc.) is paid back into the pension fund tax-free.  There is no Capital Gains Tax to be paid on gains made when investments are sold.  

At one time, Self-Administered Pensions were the preserve of company directors and people with very large funds.  Not any more.  We can set up Self-Administered pensions for any of the following: - 

• Self-Administered PRSAs (for self-employed people, those in non-pensionable employment and/or those with existing PRSA funds already set up). 
• Self-Administered Buy-Out Bonds (for those with pension funds accumulated in the pension scheme of a previous employer). 
• Self-Administered Executive Pensions (for company directors and employees of companies).  
• Self-Administered Approved Retirement Funds (ARFs) (for people who have retired).  

Please contact us if you would like to enquire about Self-Administered Pensions, without obligation.